How Will Not Working Again Affect My Social Security Retirement Benefit Rate?

Ask Larry Economic Security Planning, Inc. Today’s Social Security column addresses questions about what effect not working in the years before filing might affect benefit amounts, switching from Social Security disability benefits to retirement benefits and on the process of starting spousal benefits. Larry Kotlikoff is a Professor of Economics at Boston University and the…

When Can I Start Working And Still Keep My Social Security?

Ask Larry Economic Security Planning, Inc. Today’s Social Security column addresses questions about how the earnings test affects Social Security benefits while working, whether benefits automatically switch to retirement benefits at 70 after a restricted application and whether a worker’s disability benefit affects survivor’s benefits claimed on their record. Larry Kotlikoff is a Professor of…

Is Delaying My Social Security Retirement Benefits Really Our Best Strategy?

Ask Larry Economic Security Planning, Inc. Today’s Social Security column addresses questions about whether waiting till 70 is always the best strategy, how the Windfall Elimination Provision and the Government Pension Offset can reduce benefit amounts and whether to take survivor’s benefits or retirement benefits first. Larry Kotlikoff is a Professor of Economics at Boston…

That Bump You Are Getting On Social Security Benefits Helps Making The System Insolvent

Florida, Sebring, Social Security Administration, federal government agency. (Photo by: Jeffrey … [+] Greenberg/Education Images/Universal Images Group via Getty Images) Education Images/Universal Images Group via Getty Images According to a recent report from the Social Security trustees, the trust fund that pays for retirees’ benefits (OASDI, or Old Age and Survivors Insurance fund) will become…